All the information on this website is published in good faith and for general information purpose only. Benefit Trust Fund does not make any warranties about the completeness, reliability and accuracy of this information. This website explains the general purpose of the insurance described, but in no way changes or affects any policy as actually issued. In the event of a discrepancy between this website and the policy, the terms of the policy apply. All benefits are subject to the terms and conditions of the policy.  NYL#5032877.3  EXP 5/11/25